Privacy Policy
1. Introduction
Bright Financial Services, Finance is committed to protecting your personal information and ensuring its confidentiality. This policy outlines how we collect, use, and safeguard your data when you access our loan services.
2. Information We Collect
- Personal details (Name, Contact Number, Email, and Address)
- Financial information (Income, Credit History, Bank Details)
- Documents required for loan processing (ID proof, Vehicle details, etc.)
3. How We Use Your Information
- To process loan applications and provide personalized loan solutions.
- To verify your identity and financial status.
- For communication, customer support, and service updates.
4. Data Protection
We implement strict security measures to ensure your personal data remains protected from unauthorized access, misuse, or disclosure.
5. Sharing of Information
We do not sell your information to third parties. Your data is shared only with authorized financial institutions or regulatory bodies when required.
Terms of Service
1. Loan Eligibility
Applicants must meet the eligibility criteria, including age, credit history, and income requirements, as specified for each loan service.
2. Loan Process
BFS offers loans for three-wheelers, electric vehicles, used cars, and small commercial vehicles. The loan process includes application review, document verification, and approval based on creditworthiness.
3. Interest Rates & Repayment
Interest rates vary depending on the type of loan and credit history. Timely repayment is mandatory to avoid penalties or legal actions.
4. Service Modification
BFS reserves the right to modify or discontinue services at any time, with prior notice to customers.